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 [ WELLNESS ](https://www.citywatchla.com/wellness)

#  Health Insurers Profit From Suffering, Not Care

February 06 2025

Written by Chris Mills Rodrigo.

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WELLNESS - Health care is big business in the United States. So big it can be hard to wrap your head around.

America’s largest health care company, the UnitedHealth Group, pulled in over $100 billion in revenue in just the fourth quarter of 2024 alone. For the full year, the giant’s insurance division, UnitedHealthcare, [just reported record revenue of $298.2 billion](https://www.nytimes.com/2025/01/16/health/unitedhealth-earnings-report-ceo-murder.html).

These staggering revenue totals actually fell below investor expectations. Right after the announcement, UnitedHealth Group shares slipped 6 percent on the New York Stock Exchange.

That tells you a lot about what’s important in the healthcare industry: profit, not care. Health insurance companies in particular can only profit by paying out less in claims than they collect in premiums. And that means denying patients coverage for the care they need.

Just outside the New York Stock Exchange, victims of our for-profit healthcare system — doctors and patients alike — recently braved freezing temperatures to call out the suffering that engineered UnitedHealth’s exorbitant earnings.

One of those demonstrators, Jenn Coffey, has been battling complex regional pain syndrome (CRPS), a condition so incredibly painful that it’s often called the “suicide disease.”

UnitedHealth denied her the prior authorization needed to have her critically important treatment adequately covered. “UnitedHealthcare would rather leave me in torture than grant me the peace my infusions bring,” says Coffey. “I’m asking for a life worth dignity. I’m left begging for a life worth living.”

Several other speakers shared their deeply personal experiences with a health care system that far too often treats patients as disposable.

Dr. Toutou Moussa Diallo, a New York-based researcher and health care activist, detailed how insurance denials led to subpar treatment for his broken ankle that only made the initial injury more debilitating. Nephrologist Cheryl Kunis shared the story of a patient who died after UnitedHealthcare refused to cover a PET scan of a malignant neck tumor.

These experiences amount to much more than isolated one-off incidents. The [outpouring of anger](https://otherwords.org/anger-explodes-at-health-care-ceos/) after the December killing of UnitedHealthcare CEO Brian Thompson — anger not at the shooting but at the company Thompson represented — shows just how many Americans are currently suffering under our privatized health care system.

The ongoing campaign protesting how UnitedHealth does business began well before Thompson’s headline-grabbing killing. The [Care Over Cost](https://careovercost.org/) mobilization, led by People’s Action, has been organizing rallies protesting America’s biggest private insurers for years.

UnitedHealth has — for good reason — become the most powerful lightning rod for patient and medical staff critiques of how private insurers operate. The company’s gargantuan profits rest on decisions that regularly exploit patients at every opportunity.

Just a few snippets from recent news accounts offer a vivid picture about how UnitedHealth goes about making its billions.

UnitedHealth Group’s pharmacy benefit manager, Optum RX, [marked up](https://www.ftc.gov/news-events/news/press-releases/2025/01/ftc-releases-second-interim-staff-report-prescription-drug-middlemen) some cancer treatments by over 1,000 percent. UnitedHealthcare[ systematically limited](https://www.propublica.org/article/unitedhealthcare-insurance-autism-denials-applied-behavior-analysis-medicaid) access to critical treatments for children with autism to cut costs. And along with two other insurers, the company [intentionally denied nursing care to patients](https://www.hsgac.senate.gov/wp-content/uploads/2024.10.17-PSI-Majority-Staff-Report-on-Medicare-Advantage.pdf) covered by Medicare Advantage — all to maximize profit.

And how has the UnitedHealth Group been spending all its ill-gotten gains? One telling stat: UnitedHealth Group CEO [Andrew Witty pocketed an astonishing $23.5 million](https://www.spglobal.com/market-intelligence/en/news-insights/articles/2024/8/unitedhealth-s-witty-was-highest-paid-us-health-insurer-ceo-in-2023-83005885) in 2023 compensation.

As the rally in front of the New York Stock Exchange ended, protesters called on UnitedHealthcare to publicly release its claim denial rates, oppose federal tax cuts that would result in Medicaid service reductions, and end the company’s care-denying prior authorization requirements.

Those eminently reasonable demands for the company. Meanwhile, the rest of us should consider whether we want health care to be a tool for the public good — or just private profit.

*(Chris Mills Rodrigo is the managing editor of [Inequality.org](http://Inequality.org). This op-ed was adapted from [Inequality.org](http://Inequality.org) and distributed for syndication by [OtherWords.org](http://OtherWords.org).)*

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